Good NestingWhen news of the coronavirus first hit, most of us feared for our safety. But as businesses were forced to shut down and we began to lose our jobs and income, we began to fear our finances.
Now it’s 2021. What were two weeks to flatten the curve has now turned into almost a year of wearing masks, social distancing, and limiting our everyday lives by eliminating many of the things we love.
As if this discomfort wasn’t bad enough, we’ve been hit with the reality of not having enough money to pay our bills. And even though our income stopped coming in, those bills didn’t stop coming in the mail.
You could wait for more stimulus checks from Uncle Sam. You could also hope that we get that $600 weekly unemployment once again. Either would help fix your finances a bit, but they may never come, which is why it’s best to use the following resources to find help now.
How to Find Help Fixing Financial Problems Caused by the Coronavirus
Before we jump into our list of resources, know that there are many more out there that can give you the help you need. Use this list as a foundation to provide you with a helping hand. Then, once you exhaust all of the resources, start looking for more on your own until you can get completely back on your feet.
Housing Help
Besides staying safe during the pandemic, there’s nothing more important than having a roof over your head. What can threaten this? A lack of income and an inability to pay your landlord.
Until you get your finances in order, see the status of evictions in your state. You may be protected due to the pandemic, which could give you some added time to come up with some savings to appease your landlord later on.
Another smart move to make is to contact your local Public Housing Agency. Tell them your situation and explain your need for more affordable housing. If they can’t offer immediate assistance, the PHA may be able to help you get a Section 8 voucher that will give you housing stability in the future.
Utility Help
What’s the second biggest expense for many families after the rent? Utilities, and if you can’t pay yours, you’ll have a hard time living with the lights off.
Utility companies know families are struggling, so give yours a call. They can tell you of payment plans to make your monthly bill more affordable, or you can apply for the Low Income Home Energy Assistance Program (LIHEAP).
Unemployment Assistance
If you’re in between jobs and are in dire need of some income, see if you qualify for Unemployment Insurance from your state.
Help Paying Your Bills, Finding Food, Getting Medical Care, and More
Do you want to find coronavirus pandemic assistance without the fuss? Calling 211 and telling an operator what you need will help you do just that.
Whether you’re behind on your bills, have an empty fridge, or need housing, a quick call to 211 can save the day.
Luigi Dacumos
