Good Nesting

Housing Assistance For Renters And Homebuyers

Many families are struggling nowadays since the cost of everything seems to be getting higher. And with that struggle comes the need for housing assistance.

See where you can find such assistance, whether you rent or own your home, are homeless, or are looking to purchase a house with a limited income.

What is your most expensive monthly bill? If you are like most, it is your rent or mortgage. And since housing represents your biggest monthly bill, it’s probably giving you the most financial problems right now.

While housing trouble can be stressful, resources exist to lend you a helping hand. Start contacting as many resources on this list as possible, and you should breathe a sigh of relief as you find it easier to keep a roof over your head.

If You Need Emergency Rental Assistance

Are you way behind on your rent to the point that your landlord has threatened eviction? Or have you already been evicted and are looking for a place to stay so you can get back on your feet? Then you need emergency rental assistance that is quick. Sure, rental assistance that can make housing more affordable like Section 8 can be of great help, but it’s slow and could take years to process. So instead of opting for an avenue that won’t give you the swift assistance you need, try these resources:

  • 211 – Dial those three numbers on your phone and ask the local operator for emergency rental assistance. They can also connect you with a local homeless shelter if you need it, plus help with finding food, paying bills, getting medical care, and more if you are struggling.
  • Emergency Rental Assistance Programs – Some areas have emergency rental assistance programs that can help with past and future rent. They may even help pay your utility bills so you can get much-needed breathing room and fix your finances. To find such a program near you, go here.
  • Salvation Army – Do you need a homeless shelter and hot meals for your family? Or would you like to talk to someone who can lend you a hand and help your family through these tough times? The Salvation Army specializes in such assistance all across the country.
  • Community Action Agency – Local Community Action Agencies exist to help people fight poverty. Your nearest chapter could help you find affordable housing, motel vouchers, and more.
    Rent assistance grants – Your city or county may have rental assistance grants that can help pay your landlord and keep you off the streets. Search for rental assistance grants on Google to see what is available in your area.

If You Want General Housing Help

A counselor from the U.S. Department of Housing and Urban Development (HUD) can help you find affordable housing programs like Section 8 and more. Whether you want to pay less rent or see if you can buy a house with limited income, contact your nearest housing counselor now.

If You Want Help Buying A Home

It’s possible to get out of the renting rat race and become a homeowner even if you don’t make a lot of money. This HUD website can show you how via various government programs for loans, grants, and more.