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Need Help With Your Rent? Try HUD.gov

Whether you have issues with past-due rent or need to make your monthly payment more affordable, see how HUD.gov can help fulfill your housing needs.

Who have you relied on in the past for help with your rent? It may have been your partner, roommates, or friends and family. And you may have even sold some of your stuff or taken out a costly personal loan to pay your landlord on time. While all of those resources can be helpful, here’s one that you probably didn’t even think of using: HUD.gov. What is it, and how can it help you? Let’s look at that now.

What Is HUD.gov?

The U.S. Department of Housing and Urban Development hosts its official website through HUD.gov. In other words, it’s a site you can trust to be scam-free since it comes from the federal government.

While you can find a host of HUD-related news on this website, we are going to focus on two specific web pages that offer help for renters: The Rent Relief Resources Page and the Rental Assistance Page.

Can’t Pay Your Rent? Try This Page

While some of the resources on both HUD.gov rental pages may seem interchangeable, each page is intended for different types of housing situations. The Rent Relief Resources page is geared more towards people in emergency situations.

For instance, if you are facing eviction because you haven’t paid your landlord in months, then a visit to this page would be right up your alley. Here are several resources that explain why:

  • HUD evictions guidance – Visit Rent Relief Resources, and you can get a link to the HUD evictions guidance page that explains your rights as a renter and what to do if you’re being threatened with eviction.
  • Emergency rental assistance – If your rent is late and your utility bills are piling up to the point of disconnection, use that link to see if you qualify for emergency rental assistance from the government before your situation gets worse.
  • Find a housing counselor – Since rent issues can be stressful and tough to navigate, you may want expert help fixing your situation, which is precisely what a counselor can offer.

In short, if you are in a dire situation due to your inability to pay the rent, the Rent Relief Resources page on HUD.gov can save the day.

Need Affordable Housing? Try This Page

While the Rent Relief Resources page is meant for emergencies, the Rental Assistance page is geared towards those looking to find affordable housing to prevent issues down the line. This page can help achieve that goal in the following ways:

  • HUD Resource Locator – Find affordable apartments, townhomes, and single-family homes near you, along with homeless resources and other vital contacts.
  • Public Housing Agencies – A PHA can help you apply for public housing or a Section 8 voucher. Both options can reduce your out-of-pocket expenses so you can stop paying so much for housing each month.

State housing programs – Your state may be able to help you find affordable housing via programs of their own if you don’t qualify for programs from the HUD.