Good NestingCut Cable Costs by 25 Percent
Have you counted how many cable channels you get? Regardless of the number, it’s probably a lot more channels than you watch. But if most of your cable lineup is a waste, you’re certainly not alone.
According to a study by Nielsen, the average home in the U.S. gets 200 cable channels. How many do they watch? Just 17.
If you have similar TV watching habits, you should call your cable provider and ask them how you can pay less each month. If you use Spectrum or DISH, they may tell you about their budget tiers that offer fewer channels for a lower monthly cost. Opt for one of those tiers, and you could reduce your cable bill by as much as 25 percent.
There’s another way to save on cable too. It deals with DVR, which is something some households may have, but don’t use too often. If that’s the case in your home, return that DVR to save up to 20 bucks a month on the rental fee.
Save 33 Percent on Auto Insurance
The coronavirus shutdowns resulted in empty roads. This led to reduced car insurance rates that are now rising once again as things open back up. If you’ve noticed a hike in your car insurance payment, you could lower it by changing to a pay-per-mile rate.
Allstate, Nationwide, and Metromile are examples of companies that offer this unique auto insurance plan that charges you based on your driving habits. As long as you drive less than 10,000 miles per year, switching to pay-per-mile could save you over $400 annually, which equals 33 percent savings.
Save 50 Percent on Your Cell Phone
Have you thought about switching your cell phone service from T-Mobile, Verizon, or AT&T to another service? Before you make that move, do some research on MVNOs or mobile virtual network operators.
These smaller companies use the same tech that the popular brands use, but at half the price. How can they be so cheap? Because they purchase their data and minutes from the more prominent companies at wholesale prices.
Google Fi, Ting, and Consumer Cellular are three examples of MVNOs that are not only a lot cheaper, but just as dependable too.
Save 30 Percent on Your Utilities
Due to the pandemic, most of us have spent a lot more time in our homes. What has that led to? Skyrocketing utility bills.
You can cut utility costs by conserving energy and water. There are other ways to pay less for utilities each month, though, that involve zero sacrifices.
Take the Low Income Home Energy Assistance Program (LIHEAP), for example. Qualify, and you could cut your monthly utility expenses with help from the government. You could see cheaper utilities depending on where you live too. As an example, seniors in Louisville, Kentucky, who make less than $35,000 per year can get a 30 percent discount on their sewer bill.
To see what you qualify for beyond LIHEAP, search for utility assistance plus your location online.
